Nick and Janita

We first met Michael in April 2008 when we were referred to him by our external accountant. We were looking to set up a transport business and needed some working capital and plant finance. Michael worked closely with us through the early days of our business and supported us with the following:-


  • Polishing our Business Plan

  • Amending and assisting with our ‘cash flows’ projections

  • Arranging finance through ‘chattel finance’ lenders for at least (2) of our trucks

  • Assisted in researching and arranging finance including ‘Debtor Finance’ and ‘Overdraft’ to assist our working capital needs.


Michael & Leisa

We purchased our business ‘veterinary practice’ in January 2010, and at the time we readily admitted our financial analysis skills relating to business were not our strengths. We engaged Michael to assist us with our business plan looking at ‘goal setting’, vision and mission statements, SWOT analysis, and the general flow and structure of the plan. He was then able to prepare a strong commercial loan proposal and was successful in securing finance for us. Our business has grown strongly since 2010.


Nigel & Heather

In 2007 we were looking to set up a backhoe excavation business and approached the local credit union. They were unable to assist but referred us to Michael Clarke at Compass Lending & Finance. Michael assisted in fine tuning our business plan and helped us with our cash flow preparation. He then presented a loan application to a finance company and was able to secure a lease for a second hand back hoe. We have since updated the plant and machinery, once again using Michael to source the finance. With our business well and truly established, in 2013 we were then able to fund the purchase of land and construct a family home. Without Michael’s assistance we would not have been in the stable financial position that we are today.


Bronwyn Burke

My referral to Michael came by the actual institution I was initially dealing with.  Many difficulties were encountered with them and a new lending option needed to be discovered very quickly!


The more I think about what you did - the more it brings a massive smile and a tremendous thought of gratitude. THANKYOU MICHAEL!!! 


Thank you for absolutely everything you have done in helping me pursue an investment & raising a loan to assist. The communication, professionalism and efficiency throughout the whole process went above and beyond expectation. The transaction happened in an unbelievably quick time frame and was almost a miracle! 


You didn't stop even when you should have been caring for your parents on a personal break. You made the whole process easy and worry free (which didn't seem possible), responding to any enquiry immediately, throughout the entire process after my initial contact, through phone or email etc.


There is no secret to Michael​. His success is built around honesty, integrity, looking out for the client’s best interests and just plain old fashioned hard work. He has excellent​ knowledge of the industry and is obviously well respected by his peers

in the industry, and abroad the lending family​.


​I have much sincere appreciation for Michael's service in this lending application and I will be forever indebted to Michael for "just making it happen!"

Michael you are one in a million - Thank you so much!!!!!!

Stop in for a cuppa if you are ever out our way.


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Thank you again for your help in refinancing- a great experience with you guys 😊


I am so happy I have done this. It is greatly appreciated for your time, quick replies to me, help in getting the best deal that suits me and also responding to issues by third party (ME bank) and supporting me through that-you both have been wonderful, helpful friendly and very professional.